PEACE OF MIND PROTECTION
The tables below show a summary of benefits only. If you prefer, this is available to download as a pdf.
Click here for full policy terms & conditions including excesses.
Please note:
PART A may be taken in isolation.
PART B can only be taken with Part A.
PART C can only be taken with Part A & B.
- Part A
- Medical & Emergency Expenses**
- Emergency dental treatment (for relief of pain only)
- Burial costs/body repatriation
- Hospital Inconvenience Benefit
- Search & Rescue Costs
- Personal Accident***
- Personal Liability
- Activity Equipment
- Single items, pair or set limit
- Delayed Activity Equipment (over 12 hours)
- Activity Equipment Hire
- Legal Expenses
- Curtailment††
- Limit
(up to) - per person - £10 Million£10M
- £300
- £3,500
- £400(£20 / 24hrs)
- £50,000(£10,000 in home area†)
- £5,000
- £2 Million£2M
- £1,000
- £600
- £200
- £300
- £25,000
- £2,000
- Excess*
per person - £100
- Nil
- £500
- Nil
- Nil(£200 property damage)
- £75
- Nil
- Nil
- Nil
- £100
- Part B
can only be taken with Part A - Possessions, Personal Effects, Money & Documents
- Personal Possessions
- Single item, pair or set limit
- Valuables limit
- Delayed Possessions (over 12 hours)
- Loss of Personal Money
- Loss of Travel Documents (incl. passport)
- Cancellation, Loss of Deposit or Curtailment
- Unexpected Events
- Travel Disruption (costs to reach destination)
- Travel Delay
- or
- Abandonment (after 12 hours delay)
- Limit
(up to) - per person - £2,000
- £300
- £300
- £200
- £300
- £1,000
- £5,000
- £1,000
- £120(£30 per 12 hrs)
- £5,000
- Excess*
per person - £75
- Nil
- £75
- £75
- £100(£25 loss of deposit)
- Nil
- Nil
- £100
- Part C
can only be taken with Part A & Part B - Optional Independent Traveller
- Extended Cancellation or Curtailment
- Extended Travel Delay
- Extended Travel Disruption (costs to reach destination)
- Accommodation
- Limit
(up to) - per person - £5,000
- £120(£30 each 12 hrs)
- £1,000
- £5,000
- Excess*
per person - £100
- Nil
- Nil
- £100
Independent Traveller provides extended cover for cancellation/curtailment, delayed departure and travel disruption with the addition of accommodation expenses including if your trip is disrupted by an event such as a natural disaster e.g. volcanic eruption or if the Travel Advice Unit of the Foreign & Commonwealth Office (FCO) or the World Health Organisation (WHO) or similar body have issued a directive advising against all, or against all but essential travel. Please read the Insurance Policy for full details.
* | The Event Excess on Parts A, B & C is the first amount of each claim, per section, for each separate incident, payable for each insured person. |
** | Cover under Medical & Emergency Expenses, Part A, is not available in your home area†. |
*** | Cover under Personal Accident, Part A, is reduced to £2,500 if you are aged under 16. |
† | Home area – your normal place of residence in the United Kingdom (England, Scotland, Wales, Northern Ireland, Channel Islands and the Isle of Man). |
†† | Following an accident only whilst you are participating in an insured activity. |